INTELLECTUAL PROPERTY
Two Granted U.S. Patents
AuthLN’s Pay Factor Authentication is protected by two issued U.S. patents. No competitor can replicate our approach.
US Patent 11,956,366
Systems and Methods for Multi-Factor Authentication Using Payment-Based Verification
Covers the core Pay Factor concept: attaching economic commitment to authentication. Grants exclusive rights to using payment verification as an authentication factor.
US Patent 12,118,550
Methods for Risk-Based Economic Authentication Enforcement
Covers the risk-based policy engine that adapts economic requirements based on context. Protects the dynamic enforcement model that adjusts payment requirements by threat level.
What This Means
A Defensible Moat
Category Creation
AuthLN didn’t improve MFA—we invented a new authentication category. Our patents protect this entire approach.
Competitor Barrier
Any vendor attempting to add economic verification to authentication would need to license our technology.
Investor Confidence
Granted patents demonstrate validated innovation and provide defensible intellectual property for long-term value.
Ready to Make Attackers Pay?
See how Pay Factor Authentication fits your identity stack.